Mercer Retirement Readiness Index

Mercer Retirement Readiness Index provides your superannuation fund with a clear view of your members’ readiness for retirement and a means to measure your strategies for improving their retirement outcomes

Retirement Income Simulator

Clarity across your members' journey to retirement

Mercer Retirement Readiness Index offers simple, affordable and flexible access to valuable insights and helps focus marketing & member communication to support those members who are less prepared.

What is Mercer Retirement Readiness Index?

Mercer Retirement Readiness Index instantly measures how your members are tracking towards achieving a comfortable retirement. Mercer Retirement Readiness Index is accessed through a secure web-portal which will:


members' super balances at retirement age.


members’ super balances with the amount required to provide an income stream in retirement that meets ASFA’s Comfortable Retirement Standard or a suitable benchmark of your choice.


members into green, amber, red zones.


each fund out of 100 - indicates a snapshot of the fund’s current position.


your funds’ scores against other funds.


the impact of member campaigns allowing for market volatility.

Out of the box package includes

Full access to a secure web-based portal with instant member readiness results at any time during the year.
Six monthly actuarial review and workshop providing important trends and segments, plus actions to improve your fund’s Mercer Retirement Readiness Index score.
Insights into the Mercer Retirement Readiness Index score of other participating funds upon the two check points each year.
Initial training and technical support.

Research based on APRA data shows that the average member in about 60% of APRA funds will need to rely fully or partly on the government age pension and will be unable to achieve a comfortable standard of living in retirement.

And while an expense survey of super funds suggests more than $1 billion is spent on marketing and communication each year, more than half public offer funds are losing members and assets due to negative net rollovers.

Some questions you can consider

Mercer Retirement Readiness Index can answer these questions and help you